Terms of use
Short, because the important limits are in the disclaimer.
Using the site
Use Quarterly Desk for your own planning, freely and at no cost. Run the calculators as often as you like, share result links, and cite pages elsewhere with a link back.
What you may not do
- Republish articles wholesale, with or without attribution
- Scrape at a rate that degrades the site for others
- Present our figures as professional advice you are qualified to give
- Reproduce the calculators as your own product
Quoting a passage with attribution and a link is fine and welcome. Copying a page is not.
No advice, no relationship
Nothing here is tax, legal or financial advice, and using the site creates no professional relationship. The full statement is in thedisclaimer, which forms part of these terms.
Accuracy and liability
We work hard on accuracy — every figure sourced to primary material, every calculation tested — and we still cannot warrant that the site is free of error. It is provided as is. To the extent permitted by law we are not liable for loss arising from reliance on it, including any tax, penalty or interest assessed against you.
This is not us disclaiming responsibility for quality. Confirmed errors are corrected within 24 hours and logged publicly atCorrections. It is a limit on legal liability, which is a different thing from a limit on care.
Third-party links
We link to IRS and other government sources, and to some commercial products where a link may earn us a commission — always disclosed, seeaffiliate disclosure. We are not responsible for anything on a site we link to.
Changes
Terms may change; the date at the top reflects the last revision.
Governing law
The operator is based in Brazil. Nothing in these terms removes a consumer protection you have under the mandatory law of the place you live.